Sued by Midland Funding

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Midland Funding lawsuits are common in Pennsylvania. Midland is a debt buyer that files many types of collection lawsuits, including credit card lawsuitspersonal loan lawsuits, and other debt lawsuits. Midland usually can’t prove the cases it files. That means you have a high chance of winning a Midland Funding lawsuit.

If you’re getting sued by Midland Funding, call us for help. We charge flat fees and refund our fee if we lose. To get a free case review from our debt defense attorney, call us or complete our free case review form.

Let us answer your debt defense questions:

Why is Midland Funding suing me?

"Midland Funding files so many lawsuits for one reason: it wants to profit off bad debts."

When consumer debt becomes severely delinquent, creditors often charge-off the account. Sometimes, they try to collect the account themselves. Other times, they sell the account to a third-party “debt buyer.”

Midland Funding is one of the “debt buyers” that purchases delinquent consumer accounts. Debt buyers like Midland usually purchase old debt at steep discounts. The Federal Trade Commission (FTC) stated debt buyers paid 4 cents on the dollar for old debt and the Consumer Financial Protection (CFPB) stated one debt buyer paid 3 cents on the dollar for old debt. After Midland buys debt at deep discounts, it attempts to collect debt for profit. 

In Pennsylvania, Midland Funding sues thousands of people each year. Throughout the whole United States, debt buyers like Midland file hundreds of thousands of lawsuits each year. Midland Funding files so many lawsuits for one reason: it wants to profit off bad debts.

Can I win if I get sued by Midland Funding?

We generally win Midland Funding lawsuits because: 1) Midland hires “appearance attorneys” to attend court hearings; 2) Midland doesn’t have the documents required by Pennsylvania law; and/or 3) Midland doesn’t have witnesses with knowledge of the case.

Appearance lawyers, deficient documents, and witnesses without knowledge are not enough for Midland to win against you: 

The specific strategy we use to win Midland Funding lawsuits differs depending on whether your case is filed in a magistrate or common pleas court. Our strategy also may change depending on whether you’re dealing with a credit card lawsuitpersonal loan lawsuitauto loan lawsuit, or some other type of collection lawsuit.

To understand how we evaluate cases, visit our debt defense attorney page. Call us or complete our contact form for a free case review.

What is the likelihood of winning a Midland lawsuit?

Generally, it’s highly likely you’ll win a Midland Funding lawsuit. In fact, we’ve won all of the Midland lawsuits we’ve defended. 

To gauge your chance of success in a particular case, we evaluate numerous factors including:

If you’re getting sued by Midland Funding, call us or complete our contact form for a free case review.

Can I ignore a Midland lawsuit?

You probably shouldn’t ignore a Midland Funding lawsuit. If you do, a default judgment may be entered against you. A “default judgment” is a court order that you owe the debt Midland claims you owe. After such a judgment is entered, debt collectors can seize property and garnish bank accounts.

Some people ignore collection lawsuits because they think they don’t owe the debt or already paid it, or because they think the debt is too old. Don’t do this. Court’s won’t analyze a lawsuit to make sure it’s not defective. If you ignore a Midland lawsuit, they may win without even showing up. Then, you’ll owe a debt you shouldn’t owe.

Can you help if Midland Funding is suing me?

Yes. We’ve won every Midland Funding lawsuit we’ve defended. That means our clients haven’t paid any money to Midland.

In addition to winning your case, here’s other services we provide when you hire us to defend you:

These services are provided at no extra charge. 

To see how we can help you or what we can do for you, call us today or complete our contact form for a free case evaluation.

Hire us to help!

If you’re getting sued by Midland Funding, please contact us for help. To get a free case review from our debt defense attorney, give us a call or complete our our free case review form.

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Sued For Old Debt?

If you’re getting sued on a debt that’s over four years old you likely can win the case and get damages.

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