You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
Sued by Midland Credit Management?
Midland Credit Management lawsuits are common in Pennsylvania. MCM is a debt buyer that files many types of collection lawsuits, including credit card lawsuits, personal loan lawsuits, and other debt lawsuits. Midland usually can’t prove the cases it files. That means you have a high chance of winning a Midland Credit Management lawsuit.
If you’re getting sued by Midland Credit Management, call us for help. We charge flat fees and refund our fee if we lose. To get a free case review from our debt defense attorney, call us or complete our free case review form.
Let us answer your debt defense questions:
Why is Midland Credit Management suing me?
When consumer debt becomes severely delinquent, creditors often charge-off the account. Sometimes, they try to collect the account themselves. Other times, they sell the account to a third-party “debt buyer.”
Midland Credit Management is one of the “debt buyers” that purchases delinquent consumer accounts. Debt buyers like Midland usually purchase old debt at steep discounts. The Federal Trade Commission (FTC) stated debt buyers paid 4 cents on the dollar for old debt and the Consumer Financial Protection (CFPB) stated one debt buyer paid 3 cents on the dollar for old debt. After Midland buys debt at deep discounts, it attempts to collect debt for profit.
In Pennsylvania, Midland Credit sues thousands of people each year. Throughout the whole United States, debt buyers like MCM file hundreds of thousands of lawsuits each year. Midland Credit Management files so many lawsuits for one reason: it wants to profit off bad debts.
Can I win if I get sued by Midland Credit Management?
We generally win Midland Credit Management lawsuits because: 1) MCM hires “appearance attorneys” to attend court hearings; 2) MCM doesn’t have the documents required by Pennsylvania law; and/or 3) MCM doesn’t have witnesses with knowledge of the case.
Appearance lawyers, deficient documents, and witnesses without knowledge are not enough for MCM to win against you:
The specific strategy we use to win Midland Credit Management lawsuits differs depending on whether your case is filed in a magistrate or common pleas court. Our strategy also may change depending on whether you’re dealing with a credit card lawsuit, personal loan lawsuit, auto loan lawsuit, or some other type of collection lawsuit.
What is the likelihood of winning a MCM lawsuit?
Generally, it’s highly likely you’ll win a Midland Credit Management lawsuit. In fact, we’ve won all of the MCM lawsuits we’ve defended.
To gauge your chance of success in a particular case, we evaluate numerous factors including:
If you’re getting sued by Midland Credit Management, call us or complete our contact form for a free case review.
Can I ignore a Midland Credit Management lawsuit?
You probably shouldn’t ignore a Midland Credit Management lawsuit. If you do, a default judgment may be entered against you. A “default judgment” is a court order that you owe the debt Midland claims you owe. After such a judgment is entered, debt collectors can seize property and garnish bank accounts.
Some people ignore collection lawsuits because they think they don’t owe the debt or already paid it, or because they think the debt is too old. Don’t do this. Court’s won’t analyze a lawsuit to make sure it’s not defective. If you ignore a MCM lawsuit, they may win without even showing up. Then, you’ll owe a debt you shouldn’t owe.
Can you help if Midland Credit Management is suing me?
Yes. We’ve won every Midland Credit Management lawsuit we’ve defended. That means our clients haven’t paid any money to Midland.
In addition to winning your case, here’s other services we provide when you hire us to defend you:
These services are provided at no extra charge.
To see how we can help you or what we can do for you, call us today or complete our contact form for a free case evaluation.