You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
Sued by LVNV Funding?
LVNV Funding lawsuits are common in Pennsylvania. LVNV is a debt buyer that files many types of collection lawsuits, including credit card lawsuits, personal loan lawsuits, and other debt lawsuits. LVNV usually can’t prove the cases it files. That means you have a high chance of winning a LVNV Funding lawsuit.
If you’re getting sued by LVNV Funding, call us for help. We charge flat fees and refund our fee if we lose. To get a free case review from our debt defense attorney, call us or complete our free case review form.
Let us answer your debt defense questions:
Why is LVNV Funding suing me?
When consumer debt becomes severely delinquent, creditors often charge-off the account. Sometimes, they try to collect the account themselves. Other times, they sell the account to a third-party “debt buyer.”
LVNV Funding is one of the “debt buyers” that purchases delinquent consumer accounts. Debt buyers like LVNV usually purchase old debt at steep discounts. The Federal Trade Commission (FTC) stated debt buyers paid 4 cents on the dollar for old debt and the Consumer Financial Protection (CFPB) stated one debt buyer paid 3 cents on the dollar for old debt. After LVNV buys debt at deep discounts, it attempts to collect debt for profit.
In Pennsylvania, LVNV Funding sues thousands of people each year. Throughout the whole United States, debt buyers like LVNV file hundreds of thousands of lawsuits each year. LVNV Funding files so many lawsuits for one reason: it wants to profit off bad debts.
Can I win if I get sued by LVNV Funding?
We generally win LVNV Funding lawsuits because: 1) LVNV hires “appearance attorneys” to attend court hearings; 2) LVNV doesn’t have the documents required by Pennsylvania law; and/or 3) LVNV doesn’t have witnesses with knowledge of the case.
Appearance lawyers, deficient documents, and witnesses without knowledge are not enough for LVNV to win against you:
The specific strategy we use to win LVNV Funding lawsuits differs depending on whether your case is filed in a magistrate or common pleas court. Our strategy also may change depending on whether you’re dealing with a credit card lawsuit, personal loan lawsuit, auto loan lawsuit, or some other type of collection lawsuit.
What is the likelihood of winning a LVNV lawsuit?
Generally, it’s highly likely you’ll win a LVNV Funding lawsuit. In fact, we’ve won almost all of the LVNV lawsuits we’ve defended.
To gauge your chance of success in a particular case, we evaluate numerous factors including:
If you’re getting sued by LVNV Funding, call us or complete our contact form for a free case review.
Can I ignore a LVNV lawsuit?
You probably shouldn’t ignore a LVNV Funding lawsuit. If you do, a default judgment may be entered against you. A “default judgment” is a court order that you owe the debt LVNV claims you owe. After such a judgment is entered, debt collectors can seize property and garnish bank accounts.
Some people ignore collection lawsuits because they think they don’t owe the debt or already paid it, or because they think the debt is too old. Don’t do this. Court’s won’t analyze a lawsuit to make sure it’s not defective. If you ignore a LVNV lawsuit, they may win without even showing up. Then, you’ll owe a debt you shouldn’t owe.
Can you help if LVNV Funding is suing me?
Yes. We’ve won almost all of the LVNV Funding lawsuit we’ve defended.
In addition to winning your case, here’s other services we provide when you hire us to defend you:
These services are provided at no extra charge.
To see how we can help you or what we can do for you, call us today or complete our contact form for a free case evaluation.