Sterling Jewelers Fake Credit Cards
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
Sued by Credit Corp?
Credit Corp Solutions lawsuits are common in Pennsylvania. Credit Corp is a debt buyer that purchases LendingClub, Synchrony Bank, and other types of loans. Credit Corp files many types of lawsuits, including credit card lawsuits, personal loan lawsuits, and other debt lawsuits. Credit Corp usually can’t prove the cases it files. That means you have a high chance of winning a Credit Corp Solutions lawsuit.
If you’re getting sued by Credit Corp Solutions, call us for help. We charge flat fees and refund our fee if we lose. To get a free case review from our debt defense attorney, call us or complete our free case review form.
Let us answer your debt defense questions:
Why is Credit Corp Solutions suing me?
"Credit Corp Solutions files so many lawsuits for one reason: it wants to profit off bad debts."
When consumer debt becomes severely delinquent, creditors often charge-off the account. Sometimes, they try to collect the account themselves. Other times, they sell the account to a third-party “debt buyer.”
Credit Corp Solutions is one of the “debt buyers” that purchases delinquent consumer accounts. Credit Corp buys debt from entities like LendingClub Corporation, Synchrony Bank, and other lenders
Debt buyers like Credit Corp usually purchase old debt at steep discounts. The Federal Trade Commission (FTC) stated debt buyers paid 4 cents on the dollar for old debt and the Consumer Financial Protection (CFPB) stated one debt buyer paid 3 cents on the dollar for old debt. After Credit Corp buys debt at deep discounts, it attempts to collect debt for profit.
In Pennsylvania, Credit Corp Solutions sues thousands of people each year. Throughout the whole United States, debt buyers like Credit Corp file hundreds of thousands of lawsuits each year. Credit Corp files so many lawsuits for one reason: it wants to profit off bad debts.
Can I win if I get sued by Credit Corp Solutions?
We generally win Credit Corp Solutions lawsuits because: 1) Credit Corp hires “appearance attorneys” to attend court hearings; 2) Credit Corp doesn’t have the documents required by Pennsylvania law; and/or 3) Credit Corp doesn’t have witnesses with knowledge of the case.
Appearance lawyers, deficient documents, and witnesses without knowledge are not enough for Credit Corp to win against you:
- Appearance Attorneys: an "appearance attorney" is a lawyer hired to appear for a debt buyer in court. These attorneys can't testify and know nothing about the documents they attempt to present in court.
- Deficient Documentation: Pennsylvania law requires credit contracts, full account statements, and assignments to win collection lawsuits. Debt buyers usually don't have this documentation.
- Witnesses Without Knowledge: Even if debt buyers have the documents they need, their witnesses (if they have any) usually can't testify about a case. Debt buyers can't prove their case without a competent witness.
The specific strategy we use to win Credit Corp Solutions lawsuits differs depending on whether your case is filed in a magistrate or common pleas court. Our strategy also may change depending on whether you’re dealing with a credit card lawsuit, personal loan lawsuit, auto loan lawsuit, or some other type of collection lawsuit.
To understand how we evaluate cases, visit our debt defense attorney page. Call us or complete our contact form for a free case review.
What is the likelihood of winning a Credit Corp lawsuit?
Generally, it’s highly likely you’ll win a Credit Corp Solutions lawsuit. In fact, we’ve won all of the Credit Corp lawsuits we’ve defended.
To gauge your chance of success in a particular case, we evaluate numerous factors including:
- The amount at issue.
- The age of the account at issue.
- The type of debt at issue (credit card, personal loan, auto loan, etc).
- The lawyer/law firm that filed the case for Credit Corp, including Patenaude and Felix (Gregg Morris and Timothy Graham).
- The identity of the original creditor that allegedly sold the account to Credit Corp, including LendingClub Corporation, Synchrony Bank, or another creditor.
- The court in which your case is pending.
- The county in which your case is pending.
If you’re getting sued by Credit Corp Solutions, call us or complete our contact form for a free case review.
Can I ignore a Credit Corp lawsuit?
You probably shouldn’t ignore a Credit Corp Solutions lawsuit. If you do, a default judgment may be entered against you. A “default judgment” is a court order that you owe the debt Credit Corp claims you owe. After such a judgment is entered, debt collectors can seize property and garnish bank accounts.
Some people ignore collection lawsuits because they think they don’t owe the debt or already paid it, or because they think the debt is too old. Don’t do this. Court’s won’t analyze a lawsuit to make sure it’s not defective. If you ignore a Credit Corp lawsuit, they may win without even showing up. Then, you’ll owe a debt you shouldn’t owe.
Can you help if Credit Corp is suing me?
Yes. We’ve won every Credit Corp Solutions lawsuit we’ve defended. That means our clients haven’t paid any money to Credit Corp.
In addition to winning your case, here’s other services we provide when you hire us to defend you:
- We'll ensure all required pleadings (like an intent to defend or an answer) are completed and filed with the court.
- Absent special circumstances, you won't have to go to court; we'll show up in your place.
- We'll receive all of the letters and calls from Credit Corp Solutions; you'll stop receiving letters and calls.
- We'll monitor your credit report to ensure false information is not reported.
- We'll monitor collection activities to ensure they comport with the law.
These services are provided at no extra charge.
To see how we can help you or what we can do for you, call us today or complete our contact form for a free case evaluation.
Hire us to help!
If you’re getting sued by Credit Corp Solutions, please contact us for help. To get a free case review from our debt defense attorney, give us a call or complete our our free case review form.
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