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Sued by CACH LLC?
CACH LLC lawsuits are common in Pennsylvania. CACH is a debt buyer that files many types of collection lawsuits, including credit card lawsuits, personal loan lawsuits, and other debt lawsuits. CACH usually can’t prove the cases it files. That means you have a high chance of winning a CACH lawsuit.
If you’re getting sued by CACH, call us for help. We charge flat fees and refund our fee if we lose. To get a free case review from our debt defense attorney, call us or complete our free case review form.
Let us answer your debt defense questions:
Why is CACH LLC suing me?
When consumer debt becomes severely delinquent, creditors often charge-off the account. Sometimes, they try to collect the account themselves. Other times, they sell the account to a third-party “debt buyer.”
CACH LLC is one of the “debt buyers” that purchases delinquent consumer accounts. Debt buyers like CACH usually purchase old debt at steep discounts. The Federal Trade Commission (FTC) stated debt buyers paid 4 cents on the dollar for old debt and the Consumer Financial Protection (CFPB) stated one debt buyer paid 3 cents on the dollar for old debt. After CACH buys debt at deep discounts, it attempts to collect debt for profit.
In Pennsylvania, CACH sues thousands of people each year. Throughout the whole United States, debt buyers like CACH file hundreds of thousands of lawsuits each year. CACH files so many lawsuits for one reason: it wants to profit off bad debts.
Can I win if I get sued by CACH LLC?
We generally win CACH LLC lawsuits because: 1) CACH hires “appearance attorneys” to attend court hearings; 2) CACH doesn’t have the documents required by Pennsylvania law; and/or 3) CACH doesn’t have witnesses with knowledge of the case.
Appearance lawyers, deficient documents, and witnesses without knowledge are not enough for CACH to win against you:
The specific strategy we use to win CACH lawsuits differs depending on whether your case is filed in a magistrate or common pleas court. Our strategy also may change depending on whether you’re dealing with a credit card lawsuit, personal loan lawsuit, auto loan lawsuit, or some other type of collection lawsuit.
What is the likelihood of winning a CACH lawsuit?
Generally, it’s highly likely you’ll win a CACH LLC lawsuit. In fact, we’ve won all of the CACH lawsuits we’ve defended.
To gauge your chance of success in a particular case, we evaluate numerous factors including:
Can I ignore a CACH lawsuit?
You probably shouldn’t ignore a CACH LLC lawsuit. If you do, a default judgment may be entered against you. A “default judgment” is a court order that you owe the debt CACH claims you owe. After such a judgment is entered, debt collectors can seize property and garnish bank accounts.
Some people ignore collection lawsuits because they think they don’t owe the debt or already paid it, or because they think the debt is too old. Don’t do this. Court’s won’t analyze a lawsuit to make sure it’s not defective. If you ignore a CACH lawsuit, they may win without even showing up. Then, you’ll owe a debt you shouldn’t owe.
Can you help if CACH LLC is suing me?
Yes. We’ve won every CACH LLC lawsuit we’ve defended. That means our clients haven’t paid any money to CACH.
In addition to winning your case, here’s other services we provide when you hire us to defend you:
These services are provided at no extra charge.
To see how we can help you or what we can do for you, call us today or complete our contact form for a free case evaluation.