
Sterling Jewelers Fake Credit Cards
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
The Real Estate Settlement Procedures Act (RESPA) is a federal law that regulates mortgage loans. It prohibits kickbacks and referral fees during loan origination. It also places obligations and prohibitions on mortgage servicers, the companies that manage mortgage loans on a daily basis.
When companies violate RESPA, they are liable for various types of damages.
If you think you’re rights were violated during mortgage origination or servicing, contact us for help. To get a free case review from our consumer loan attorney, complete our contact form.
RESPA puts many restrictions on mortgage brokers and lenders. Congress, unfortunately, made many of these prohibitions unenforceable.
There are, however, important rights private citizens can enforce, including:
When lenders, brokers, and settlement providers violate RESPA, they are liable for three times the settlement charges a borrower pays. Courts also can award attorneys fees and costs, meaning consumers often don’t have to pay for legal representation.
Visit our consumer loan page to see if we can help.
Mortgage servicers are companies that manage mortgage loans on a daily basis. RESPA places many obligations and prohibitions on mortgage servicers.
Here are some of the things RESPA’s servicing provisions prohibit and require:
When mortgage servicers violate RESPA, they are liable for actual damages and statutory damages. Actual damages provide compensation for monetary loss, anxiety, and stress caused. Statutory damages are awarded in an amount of up to $2000 for each RESPA violation.
Visit our consumer loan page to see if we can help.
If you’re having problems with your mortgage, please contact us for help. To get a free case review from our consumer loan attorney, fill out our free case review form.
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
If you’re getting sued on a debt that’s over four years old you likely can win the case and get damages.
This website is a free resource provided by East End Trial Group LLC, a law office based in Pittsburgh, Pennsylvania. EETG’s attorneys are licensed to represent clients throughout the state of Pennsylvania. Our attorneys also work with law firms and law offices throughout the nation to represent individuals throughout the United States.
© 2019. All rights reserved. PO Box 40127, Pittsburgh, PA 15201