
Sterling Jewelers Fake Credit Cards
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
The Fair Credit Extension Uniformity Act is a Pennsylvania law that prohibits debt collection harassment and deception. It also provides various legal rights to consumers, including the right to modify how debt collectors make calls.
Debt collectors that violate the FCEUA are liable for damages, attorneys’ fees, and costs. To learn how we can help when debt collectors violate the FCEUA, visit our debt collection harassment page. To get a free case review, complete our contact form.
In broadest terms, the FCEUA prohibits harassing, deceptive and unconscionable debt collection practices. These are not defined terms, but general concepts.
Here are common examples of debt collection practices the FCEUA prohibits:
The FCEUA also prohibits debt collection agencies from trying to deceive you during legal proceedings. This is a particularly powerful protection. For example, if your debt is past the statute of limitations, debt collectors can’t sue you.
The FCEUA regulates how debt collectors can communicate about a debt.
You have the right to tell debt collectors to stop calling you. You also have the right to tell debt collectors what times, places, and methods of communication are convenient for you.
Additionally, the FCEUA regulates debt collection communications in the following ways:
The Fair Debt Collection Practices Act (FDCPA) is a federal debt collection law that is similar to the FCEUA.
The biggest difference between the laws is that the FCEUA applies to debt collectors and original creditors, like banks, finance companies, and other lenders, while the FDCPA only applies to collection agencies, collection law firms, and debt buyers.
The FDCPA also provides for debt verification, certain payment protections, and venue protections.
When debt collectors violate the FCEUA, they are liable for damages, attorneys fees, and costs. The damages available include up to triple any monetary loss you suffered.
If you’re harmed by unlawful debt collection practices, visit our debt collection harassment page.
If you’re having problems with debt collection agencies or law firms, please contact us for help. To get a free case review from our debt harassment attorney, complete our contact form.
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
If you’re getting sued on a debt that’s over four years old you likely can win the case and get damages.
This website is a free resource provided by East End Trial Group LLC, a law office based in Pittsburgh, Pennsylvania. EETG’s attorneys are licensed to represent clients throughout the state of Pennsylvania. Our attorneys also work with law firms and law offices throughout the nation to represent individuals throughout the United States.
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