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Credit Report Attorney Pennsylvania
BCJ Law helps consumers fix credit report problems. Our credit report service usually is free of charge since federal and state laws often allow us to recover fees and costs from the company that harmed you. To get a free case review from BCJ Law’s credit report attorney, complete our contact form or call 1-800-997-5561.
Have credit report problems? We can help.
If you’re having credit report problems, BCJ Law may be able to help. The Fair Credit Reporting Act (FCRA) allows you to dispute credit report errors with credit reporting agencies. Disputes must be investigated, and errors must be corrected or removed from your credit report. Visit fixcreditreporterrors.com, which is a free resource maintained by BCJ Law, and read any of the following pages if you have questions on the credit report dispute process:.
If you’re unable to correct credit report errors through the dispute process, you can sue to fix your credit report. Through lawsuits, you also can get compensation for any harm you suffered. If you have questions about the dispute process or need help, call us at 1-800-997-5561 or complete our contact form.
Are credit report errors common?
Unfortunately, credit report errors are common. In fact, as the Consumer Financial Protection Bureau (CFPB) recently stated, credit report problems are now the most complained about consumer issue.
What are common credit report errors?
Credit report errors happen when credit reporting agencies (CRAs) make mistakes in collecting consumer data or when banks and lenders make mistakes in reporting information to CRAs. Errors also can happen when investigations are conducted improperly or your identity is stolen.
Common credit report errors include:
Can credit report errors harm me?
Credit report errors can have harmful consequences. Common problems caused by credit report inaccuracies include:
Who keeps credit reports on consumers?
There are various types of companies that keep credit reports on consumers. The largest credit reporting agencies are Equifax, Experian, and TransUnion. These companies are known as the “Big Three” are are nationwide credit reporting agencies. There also are many other types of companies that are considered consumer reporting agencies and that keep speciality consumer reports. These include some of the following organizations:
I. Employment Screeners:
II. Tenant Screeners:
III. Checking, Banking, and Sub-Prime Screeners:
IV. Other Screeners/Consumer Reporting Agencies:
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