
Sterling Jewelers Fake Credit Cards
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
We help consumers when they’re having problems with banks, finance companies, loan servicers, and other lenders and financial institutions. We often can help consumers free of charge because many state and federal laws allow us to get our fees from the bank, lender, or loan servicer that harmed you. To get a free case review, complete our contact form.
Loan “origination” and “servicing” are two terms used to described the life-cycle of a loan.
“Origination” refers to the process of applying for an getting a loan. The Truth in Lending Act (TILA) requires various disclosures when you take out a loan.
“Servicing” refers to the management of your loan until it’s paid back. This includes making payments, loan modifications, correcting account errors, and so on.
There are various laws that apply to loan servicers, including TILA, the Fair Credit Reporting Act (FCRA), the Real Estate Settlement Procedures Act (RESPA), and various other laws.
To learn about disputing a mortgage error or requesting information to try and fix issues with your loan, visit our fixcreditreporterrors.com website and read our post on how to dispute mortgage servicing errors.
If you need help, complete our contact form.
TILA provides consumers important protections for credit cards fee and interest rate abuse. Here are some protections you have:
The Fair Credit Billing Act (FCBA) also gives consumers the right to correct errors on credit card statements.
To learn about fix credit card errors, visit out fixcreditreporterrors.com website and read our post on how to correct wrong credit card statements.
If you need help, complete our contact form.
Pennsylvania’s Consumer Discount Company Act (CDCA) prohibits certain types of charges, interest, and other fees for personal loans. Additionally, TILA requires certain disclosures so consumers know the cost of their loan.
Here are or the rights you have:
There are many federal rules and regulations that give students valuable legal rights. Here are some rights you have:
Pennsylvania’s Motor Vehicle Sales Finance Act (MVSFA) prohibits certain types of charges, interest, and other fees for auto loans. Additionally, TILA requires certain disclosures so consumers know the cost of their loan.
Here are some protections you have:
In addition to the specific rights you have for mortgages, credit cards, personal loans, student loans, and auto loans, you have several additional rights that apply generally to the lending and finance industries.
The following laws give you important rights when interacting with lenders, debt collectors, finance companies, loan services, and other actors in the lending and finance industries:, the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), and, Pennsylvania’s Fair Credit Extension Uniformity Act (FCEUA), and the Pennsylvania’s Unfair Trade Practices and Consumer Protection Law (UTPCPL).
There are many types of lenders and loan servicers that originate and service loans in Pennsylvania. Here are lists concerning some of the more complained about loan originators and servicers.
These companies either originate mortgage loans or servicer mortgage loans. They include the following:
These companies either open or manage consumer credit card accounts. They include the following:
These companies are non-bank lenders that make and manage personal loans, auto loans, mortgage loans, and other types of consumer installment loans. They include the following:
These companies are hired by the government or private student loan lenders to take payments on and manage student loans. They include the following:
If you’re having lending problems, please contact us for help. To get a free case review from our consumer loan attorney, complete our contact form.
You may have claims if Sterling Jewelers (Kay Jewelers or Jared Galeria) enrolled you for a credit card or credit product without consent.
If you’re getting sued on a debt that’s over four years old you likely can win the case and get damages.
This website is a free resource provided by East End Trial Group LLC, a law office based in Pittsburgh, Pennsylvania. EETG’s attorneys are licensed to represent clients throughout the state of Pennsylvania. Our attorneys also work with law firms and law offices throughout the nation to represent individuals throughout the United States.
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